Self Build Mortgages

Self build mortgages work by the lender releasing the loan in stages as the new house is completed, up to a certain Loan to Value (LTV) of the total overall cost. Common stages are plot purchase, foundations, wall plate, weather tight, first fix and completion.

Mortgage rates for self build tend to be a little bit higher than those for conventional property mortgages. Lending criteria – how much you can borrow – will be judged on affordability in the same way as a regular mortgage. Commonly, most self builders convert their self build mortgages to regular property mortgages once the project is completed.

Your property may be repossessed if you do not keep up repayments on your mortgage

For some helpful advice please get in touch… we look forward to hearing from you! Call us on 028 2564 2222 or email us at: info@ballymenafinancialservices.com


For a free initial consultation for Self Build Mortgages, please fill out the form below

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